United American Insurance Company

United American Insurance Company, established in 1947 by C.L. Dunlap, is a U.S.-based insurer specializing in life insurance, supplemental health insurance, and Medicare Supplement policies. The company is a wholly-owned subsidiary of Globe Life Inc. and is licensed to operate in 49 states.

Products and Services:

  • Medicare Supplement Insurance:United American developed its first Medicare Supplement policy in 1966, coinciding with the inception of Medicare. Today, it stands among the largest nationwide underwriters of individual insurance to supplement Medicare.
  • Life Insurance:The company offers whole life insurance products designed to provide flexible and affordable coverage, aiming to protect American families’ financial futures.
  • Supplemental Health Insurance:United American provides policies covering cancer, critical illness, and accidents, helping policyholders manage unexpected medical expenses

Financial Strength:

United American has consistently demonstrated financial stability, earning an ‘A’ (Excellent) rating from A.M. Best Company for over 45 years, reflecting its strong ability to meet policyholder obligations.

 

  1. The A.M. Best rating refers only to the overall financial strength of the company and is not a recommendation of the specific policy provisions, rates, or practices of the insurance company. A (Excellent) is A.M. Best’s third highest rating.
    2.  S&P Global Ratings rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company.
    3.  The Fitch rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company.
  2.  Better Business Bureau’s rating as of 10/24. BBB accreditation does not mean that the business’s products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’s product quality or competency in performing services. BBB ratings are not a guarantee of a business’s reliability or performance. BBB recommends that consumers consider a business’s BBB rating in addition to all other available information about the business.

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